🔐 MPIN & Login Policy for Angel One

Angel One User Guide
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:locked_with_key: MPIN & Login Policy for Angel One

MPIN as Your Password

In the Angel One app, your 4-digit MPIN serves as your login password. It is required to access your account and place trades securely.

:counterclockwise_arrows_button: How to Change Your MPIN

Changing your MPIN is simple:

  1. Go to the Account section of the app.
  2. Tap on Settings > Change PIN.
  3. Enter the OTP sent to your registered mobile number.
  4. Set a new 4-digit MPIN and confirm it.

:warning: You cannot reuse any of your last 5 MPINs when setting a new one.

:red_question_mark:Forgot Your MPIN?

If you’ve forgotten your MPIN, follow these steps:

  1. Tap on ‘Forgot MPIN?’ on the login screen.
  2. Enter your registered mobile number, PAN, and Date of Birth.
  3. Enter the OTP sent to your mobile.
  4. Create a new MPIN and confirm it.

:locked: No need to enter the old MPIN. Just remember—you still can’t reuse any of the last 5 MPINs.

:locked_with_key: 2-Factor Authentication (2FA) for Login

The latest version of the Angel One app uses 2-Factor Authentication (2FA) for enhanced security. As per regulations, login must involve two distinct types of verification:

  1. Knowledge factor – Something you know (e.g., MPIN)
  2. Possession factor – Something you have (e.g., OTP or authenticator app)
  3. Biometric factor – Something you are (e.g., fingerprint, Face ID)

:warning: A combination from two different categories is required. For example, Face ID + fingerprint (both biometric) is not valid.

:receipt: Login Flow

Here’s how you log in with 2FA:

  1. Enter your Client ID.
  2. An OTP is sent to your registered mobile number and email.
  3. Enter the OTP manually or use auto-fill from your messages.
  4. Set your MPIN (first-time setup only).
  5. Once MPIN is set, future logins can be done using just the MPIN.
  6. Optionally, enable biometric login (e.g., Face ID) for added convenience.

:hourglass_not_done: To reduce friction, OTPs are valid for 7 days. You won’t need to enter an OTP again during that period for subsequent logins.