How to Open an Angel One Account?

Angel One User Guide
1

How to Open an Angel One Account

Opening a demat and trading account with Angel One takes just a few minutes. Follow these simple steps to get started:

Step 1: Download the Angel One App

Get the app from the Google Play Store or Apple App Store.
You can also complete your KYC via the web or through a referral link.

Step 2: Sign Up and Register

  • Open the app and tap SIGNUP to begin.
  • Enter your mobile number. This number will be used for all future communications and must not be registered with any other Angel One account.
  • If you’re signing up via a referral, you can enter an optional referral code here. If you’ve come through a referral link, the code will auto-fill—you can also edit it.
  • Tap NEXT to receive an OTP on your number.
  • Enter the OTP to verify your number.
  • Now, select or manually enter your email ID.
  • If you enter your email manually, you’ll receive another OTP to verify it. This OTP is valid for 30 minutes.

Step 3: Complete Your KYC

This is a mandatory step. Your KYC journey depends on whether your Aadhaar is linked to PAN and mobile number.

Depending on how your Aadhaar is linked, your KYC flow will vary:

Aadhaar Status KYC Process
Linked to PAN & Mobile Fast-track KYC via Digilocker (no uploads)
Linked only to Mobile Upload PAN manually + Aadhaar via Digilocker
Not Linked to Mobile Manual upload + video verification
Aadhaar Not Available KYC not possible online

If Aadhaar is linked to PAN and mobile:

  1. Enter your PAN number and father’s name, then tap SUBMIT.
  2. Provide consent to allow Digilocker to fetch your details.
  3. Enter your Aadhaar number and solve the CAPTCHA.
  4. Input the OTP sent to your registered mobile number (valid for 10 minutes).
  5. Enter your 6-digit Digilocker PIN. If forgotten, reset it using your date of birth.
  6. Click Allow to share your documents.

Once complete, your PAN and Aadhaar data will be submitted automatically.

If manual upload is required:

You will be asked to upload your documents if:

  • Aadhaar number is entered incorrectly
  • Mobile number isn’t linked to Aadhaar
  • You deny permission to access Digilocker

Uploading PAN:

  1. Tap Click a picture to take a photo of your PAN card.
  2. Or tap Upload a file to submit a scanned image.

Only .jpg, .jpeg, or .png files are accepted. Max size: 5MB.

Uploading Aadhaar:

  1. Upload front and back images of your Aadhaar card.
  2. You can click pictures or upload them from your phone gallery.
  3. If images are unclear, you can manually enter Aadhaar details.

File format and size: .jpg, .jpeg, .png, max 5MB each.

Step 4: Add Your Bank Account

  • Enter your bank account number and confirm it.
  • Type your IFSC code, or choose from the dropdown list that appears.
  • Tap SUBMIT. Angel One will deposit ₹1 to verify your account.

If your bank details are incorrect:

  • Re-enter a valid account number, or
  • Upload a cancelled cheque (image must be within 5MB, in .jpg/.jpeg/.png format).

Step 5: Take a Selfie

Click your selfie within the frame using the in-app camera.

Step 6: Upload Your Signature

Choose from 3 options:

  • Draw your signature directly on the screen within the dotted box.
  • Click a picture of your signature on plain white paper and upload it.
  • Upload an existing file from your device.

File format: .jpg, .jpeg, .png, size up to 5MB.

Also, confirm that:

  • You are a resident of India.
  • You are not a politically exposed person.

Step 7: Activate Derivatives (Optional)

Once your signature is submitted, you’ll be directed to the Derivatives Activation page.
[image]

Option 1: Automatic fetch via CAMSFinserv

  1. Enter the OTP sent to your bank-registered mobile number.
  2. Select the bank account (must be at least 6 months old).
  3. Tap Link Account(s) to proceed.

This account can be different from the one linked with Angel One.

Option 2: Manual document upload (if bank is not supported)

Upload any one of the following:

  • 6-month Bank Statement
  • Passbook (6 months)
  • Income Tax Return
  • Form 16
  • Latest Salary Slip
  • Demat Holdings Statement

Accepted formats: .pdf, .jpg, .jpeg, .png (max 10MB).

For password-protected files, enter the password when prompted.

Step 8: Add Personal Details + Preferences

  • Select your income category and employment type.
  • Choose to activate MTF (Margin Trading Facility).
  • Opt in for WhatsApp notifications.
  • Enable DDPI (Demat Debit and Pledge Instruction) for seamless trading.
  • Pick your gender, marital status, and settlement cycle (monthly or quarterly).

Step 9: Add a Nominee (Optional)

You can add up to 3 nominees to your demat account.

For each nominee, fill in:

  • Name
  • PAN
  • Date of Birth
  • Relationship
  • Percentage share (must add up to 100% across all nominees)

Tap Add Nominee to start. You can add more nominees before proceeding to e-sign.

You can also add or update nominees later via the Angel One web app.

Step 10: E-Sign & Submit

If you have a Digilocker:

  1. You’ll be redirected to the NSDL e-Sign page.
  2. Enter your Aadhaar or Virtual ID.
  3. Tap Send OTP and authenticate.

If you don’t have a Digilocker, a customer care executive will call you to complete your KYC. All required details will be collected during this call to open your account.

After completing the e-sign, your KYC is done. You’ll be redirected to the Thank You screen, where you can rate the onboarding process on a scale of 1 to 10. Your account will be activated within 3 working days. You can start exploring the app while your account is being processed.