Comparing Your Mutual Fund Portfolio to the Benchmark: A Guide

“Benchmark your performance against your best competitor. Think how you can beat them next time.” - Brian Tracy

Hey Everyone!

Choosing the right mutual funds and comparing them to benchmarks is key for wise investments. Learn to read benchmarks, interpret performances, and make informed decisions.

What’s a Benchmark?
A benchmark measures the success of an investment, like how athletes compare running times. It serves as a standard to judge performance.

Objective: Comparing your mutual fund to a benchmark shows if it’s performing well. It helps you measure your investment strategy.

Interpreting the Performance:

  • If the returns for a portfolio are higher than the benchmark over time, your portfolio is doing well. This is a positive indicator of your mutual fund selection and investment timing.
  • Losing to the benchmark may indicate that the mutual fund you selected is not performing well or you invested at the wrong time, or both.

Next Steps: Adjust your strategy based on performance data. Reallocate assets, choose different mutual funds, or increase investment in well-performing areas.

Here are the steps that you can find the portfolio analysis:

  1. From the Home Page, open the portfolio Tab.

  2. Select Mutual Funds

  3. Click on Investment Details

  4. On the investment details section, click on portfolio analysis

Understanding how to compare your mutual fund to a benchmark is crucial. Analyzing performance graphs and interpreting key indicators helps optimize your investment strategy and achieve financial goals. To learn more about Portfolio Benchmarking, visit the Angel One Blog.